Funders First

everyfinancialprofessional

Needsaplacetosendtheirunfundableclients

theclients

Whohavetoomanypositionsaskingformorefunding

you'vetried

ToFindThemaSolutionBut...

AssetstoBorrowAgainst

CreditforaTermLoan

ReceivablestoFactor

Chanceforthem?

Let'sfindout.

This is the position that causes the default.

A funder will still approve something here, but it's a fraction of the ask and the payment lands outside what the business actually earns. When it goes, every funder on the stack takes the hit, including the one you just wrote.

It fits — and it breaks the back

One more position

Additional holdback capacity5.0% · $6,062 /wk

Term they'd get8 months

Most a funder would advance$140,940

Total payback at 1.49$210,000

Payment it adds$6,062 /wk

They asked for$250,000

The difference− $109,060

$14,094

Small cheque, and the file likely defaults inside 30 days.

The file

Gross
revenue

$525,000

Positions

MCA
payments

$12,000 /wk

Total
balance

$250,000

They ask

$250,000

Your
points

10 pts

2+ positions required

Term exceeds 24 months. Check product type.

Funders First

Base you're paid on$250,000

Total payback$304,750 · 1.219

Est. term10.5 months

One payment, instead of 2$6,684 /wk

Cash flow freed / month$23,018 /mo

Cash flow freed over the term$242,377

FundersPaid in full

$25,000

Paid on the entire balance owed, with no new debt added to the business.

Illustration only · approvals and terms are underwritten per file · categories only, not specific companies

UnlessitsaysFundit,herearetheoptions.

A miniature city with four buildings to explore

How do each of these affect the Funder, the Merchant, and You?

Four ways the same file can go. Step inside one.

General comparison of relief categories — not specific companies. Every file is different.

How do each of these affect the Funder, the Merchant, and You?

Four ways the same file can go. Step inside one.

I am a

Paid on the entire stack, funder receives entire balance owed and the client comes back with paid in full letters ready to fund.

Commission potential95

Client returns fundable90

You keep the relationship95

Speed to resolution80

You set terms like any deal, get paid on the whole balance, all from your dashboard for ease and transparency. And we never market to your merchant. Or any merchant.

General comparison of relief categories — not specific companies. Every file is different.

The ISO Program

you pricethe File.

Priced the way you already price everything.

you already know this Math.

We set a buy rate: 1.119–1.149. You set the terms up to 15 points, exactly like any working capital deal. Except here, the base isn't a $20K position nobody wanted. It's the whole debt load.

Buy rate

1.119 – 1.149

Your terms

up to 15 points

Your spread

paid on the entire stack

if you can price an MCA, you've already priced this.