Disclaimer

Not a Lender

Funders First, Inc. is NOT a lender. We do not provide loans, merchant cash advances, or any form of direct financing. We are a debt restructuring service that facilitates negotiations between businesses and their existing funders.

Not a Debt Settlement Company

We do not settle debts. We do not ask funders to accept less than they are owed, and we do not advise merchants to stop paying their obligations. Our work re-times what is owed into a schedule the business can complete — every obligation is honored in full. If you are looking for a company that will negotiate a reduction of your balance, we are not that company.

Not Legal Advice

The information provided on this website and through our services does not constitute legal advice. Funders First, Inc. is not a law firm and does not provide legal representation or legal advice.

• We do not represent you in any legal proceedings
• We cannot advise you on your legal rights or obligations
• Our staff are not licensed attorneys
• You should consult with a qualified attorney for legal matters

If you have legal questions regarding your business debts, contracts, or any other legal matter, please consult with a licensed attorney in your jurisdiction.

Not Financial Advice

The information provided on this website does not constitute financial, investment, tax, or accounting advice. Funders First, Inc. is not a registered investment advisor, financial planner, or certified public accountant.

• We do not provide investment recommendations
• We cannot advise you on tax implications of debt restructuring
• Our analysis is limited to debt restructuring options
• You should consult qualified professionals for financial decisions

No Guarantees

This includes, but is not limited to:

• That funders will agree to restructure your debt
• Specific payment reduction percentages
• Timeline for completing restructuring
• That restructuring will improve your business situation
• That you will avoid legal action from funders
• Future fundability or credit standing

Each situation is unique, and outcomes depend on many factors beyond our control, including the willingness of funders to negotiate, your business's financial condition, and market conditions.

Testimonials and Case Studies

Any testimonials, success stories, or case studies presented on this website represent individual results. These results are not typical and should not be understood as typical results. Your results may vary significantly based on your specific circumstances.

Commission and Earnings Disclaimer

For ISO Partners: any commission structures, earning examples, or income projections discussed on this website or in our marketing materials — including any figures produced by calculators on this site — are for illustrative purposes only. Actual earnings depend on many factors, including:

• The volume and quality of deals submitted
• The success rate of restructuring negotiations
• The total debt amounts involved
• Market conditions and funder participation

Approvals, terms, and commission are set per file — every deal is underwritten individually. We make no guarantees about income or earnings potential.

Calculators and Illustrations

Any calculator, estimate, or scenario tool on this website produces illustrative figures based only on the values you enter. They are not offers, approvals, or commitments, and they do not reflect underwriting. Actual terms are determined only after a complete review of your file.

Halcyon™ Analysis Tool

Our Halcyon™ analysis tool provides automated analysis of debt situations based on the information provided to it. The analysis:

• Is based solely on the data submitted
• May not account for all factors affecting a given situation
• Is verified by human review before any terms are offered
• Does not guarantee any specific restructuring terms

Halcyon™ is a tool that assists our analysis. It is not a substitute for professional judgment, and it does not make funding or approval decisions.

Third-Party Links

Our website may contain links to third-party websites or resources. These links are provided for convenience only. Funders First does not:

• Endorse or assume responsibility for third-party content
• Guarantee the accuracy of third-party information
• Accept liability for any loss arising from third-party sites

You access third-party websites at your own risk.

Website Accuracy

While we strive to keep the information on our website accurate and up to date, we make no representations or warranties about the completeness, accuracy, reliability, or availability of information, services, or content on the website. Information may change without notice. Please contact us to verify current offerings and terms.

Technical Disclaimer

We do not guarantee that our website will be available at all times, that it will be free from errors or viruses, that any defects will be corrected, or that our servers are free of harmful components. Use of the website is at your own risk.

Limitation of Liability

To the fullest extent permitted by law, Funders First, Inc. shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

• Your use of or inability to use our services
• Any decisions made based on information from our website
• Unauthorized access to your data
• Actions or inactions of third parties, including funders
• Any errors or omissions in our content

Indemnification

You agree to indemnify and hold harmless Funders First, Inc. and its officers, directors, employees, and agents from any claims arising from your use of our services or violation of these disclaimers.

Governing Law

These disclaimers are governed by the laws of the State of Arizona. Any disputes shall be resolved in the courts of Maricopa County, Arizona, except as provided by the arbitration provision in our Terms of Service.

Questions

If you have questions about these disclaimers, please contact us: